A housing cooperative or "co-op" is a type of residential housing option that is actually a corporation whereby the owners do not own their units outright. Instead, each resident is a shareholder in the corporation based in part on the relative size of the unit that they live in.

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Co-ops are different from private rental housing because the residents decide how the co-op is operated. Every member gets a vote in approving annual budgets, electing directors and setting policies on the co-op’s overall direction.

Because it is member-owned and member-controlled, co-operative housing has many advantages:

  • Affordability

  • Security

  • Community

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A housing co-operative (co-op) is a type of non-profit housing. If you are eligible to live in a housing co-op your rent will likely be lower than in a privately owned apartment or it may even be subsidized by the government.

In addition, housing co-ops do not have tenants and landlords. Instead, by living in a co-op you become a member and share voting rights with all residents, as well as, the responsibility of managing the building.

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  • Community Cooperative

  • Student Cooperative

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